Product master
Define product attributes, fee schedules and interest rules in BX-PF, and reuse them across connected core, channel and partner systems.
Technology Platforms
Banking Product Factory · BX-PF
Define financial products, conditions and calculation rules across banking systems.
BX-PF is required in BX-CBP-based offerings and can also be evaluated separately alongside another vendor’s core.
02 / Role and where it applies
Where BX-PF sits
Inside BX-CBP-based offerings
BX-PF is a required product in every BX-CBP-based suite and solution.
Beside another core
BX-PF can be licensed on its own and connected to a core from another vendor.
For product teams
Planning, design, configuration and distribution are separate roles, each with its own permissions.
03 / Key functions
What BX-PF does and how it works
Product definition and lifecycle
Plan, design, configure, distribute and retire a product in one system.
Condition templates
A product is a set of condition values in templates, so a new product type within supported templates can be configured without a model change.
Configuration and simulation
Rates, fees and conditions set within template ranges and simulated before launch.
Multi-channel distribution
Distributor sends a product to selected systems with validation and change tracking.
Classification and search
Risk, compliance, seller, buyer and finance views; search by keyword or customer attributes.
Unified fee management
One fee model shared with the core, with what-if simulation.
How the product factory works
From idea to a sellable product, in four steps and one master record. A product is a set of conditions: Planner records the project, Designer builds the templates, Configurator sets the values and Distributor sends the definition to core, channel and partner systems.
Plan
Spec, roadmap and product taxonomy
Design
Parameter modeling and template binding
Develop
Configurator-driven rule assembly
Deploy
Multi-channel rollout pipeline
Product API
Canonical record distribution
Why BX-PF
Why do banks put product definition in a factory instead of in core code?
01Define once, use everywhere
Define product attributes, fee schedules and interest rules in BX-PF, and reuse them through standardised APIs across connected core, channel and partner systems. These systems read one product master to reduce differences between separate product tables.
02One operating model from planning to distribution
Planner holds the project, Designer the templates and rules, Configurator the sellable products, Distributor the checked push to target systems. Per-role permissions let partners define products within bank-set limits.
03Fee and interest simulation before launch, within supported configuration scope
Fee and interest calculation lives in BX-PF, not core code; the core calls it. Product teams simulate pricing, eligibility and accrual before launch and change rules by configuration.
04Condition templates carried over from earlier sites
Condition templates built across deposits, loans, cards and payments at earlier bank sites ship with the product. A new site starts from them; validation and cloning reduce manual errors.
What BX-PF does
Six capabilities, each one a task a product team performs.
01Product definition and lifecycle management
One system plans, designs, configures, distributes and retires a product, and tracks packages, relationships and classification with it.
02Condition templates and calculation units
Products are condition values inside Designer’s templates, so a new product type within supported templates can be configured without a model or program change.
03Rate, fee and condition configuration with pre-launch simulation
Configurator sets rates, fees and conditions within template ranges, clones products and simulates fees and interest pre-launch.
04Multi-channel deployment with change tracking
Distributor pushes a product to selected targets with validation and change tracking, so connected channels read one master.
05Multi-view classification and search
Products carry risk, compliance, seller, buyer and finance classifications and are found by keyword, natural language or customer attributes. Availability and supported scope of natural-language search are confirmed for the proposed version.
06Unified fee management and AI-assisted entry
One fee model, shared with the core, with what-if simulation; AI-assisted entry captures product terms from source documents. Availability and supported scope of natural-language search and AI-assisted entry are confirmed for the proposed version.
04 / Relation to other offerings
How BX-PF relates to other products
BX-CBP
BX-CBP-based suites and solutions read product definitions, conditions and interest and fee formulas from BX-PF.
BX-CBB and BX-RDF
Together with BX-PF they form the reusable banking engine underneath BX-CBP.
BX-M / BX-CM
A separate product; BX-CBP-based offerings require BX-PF and one Java development platform.
BX-Payment and Bankware SCF
Solutions on their own Main Products do not require BX-PF.
BX-CBP-based suite or solution
BX-CBP · Main Product
BX-CBB technical foundation, 11 components; Business Service Library, 11 domainsBX-PF · Required
Product definitionBX-M or BX-CM · Required
One Java development and runtime platform matched to the environmentBX-I · Optional
Interfaces to channels and partners; replaceable by a third-party product
BX-CBB technical foundation, 11 components; Business Service Library, 11 domainsBX-PF · Required
Product definitionBX-M or BX-CM · Required
One Java development and runtime platform matched to the environmentBX-I · Optional
Interfaces to channels and partners; replaceable by a third-party product
05 / Conditions and dependencies
What applies when you adopt BX-PF
Availability
Sold separately in Korea, Japan and Southeast Asia.
With BX-CBP
Included as a required product of the suite or solution.
Beside another core
The core calls BX-PF for product conditions and fee and interest calculation; the interfaces are agreed per engagement.
Deployment environment
Confirmed per engagement.
A new product type can be configured within supported templates. Calculation integration, and availability and supported scope of AI-assisted entry and natural-language search, are confirmed for the proposed version.
06 / Evidence
Financial institutions that manage products on BX-PF
KB Kookmin Bank
Banking and brokerage in one financial product
BX-PF PRODUCT MASTER
KB Kookmin Bank uses BX-PF to define and manage financial products. Its KB Plustar account combines banking services with KB Securities’ brokerage.
ICBC
One place for multiple financial product lines
Selected BX-PF during core banking design consulting; deposit, loan, foreign-exchange and bancassurance products are managed in one place.
Hyundai Card
Card product definitions on BX-PF
BX-PF for card products in the next-generation card system developed on BX-M.
GMO Payment Gateway
Product and application technology in Japan
Adopted BX-M and BX-PF; also a Bankware sales partner in Japan.
BX-PF also delivered to: K-Bank · MYbank · LINE Bank Taiwan · OK Savings Bank · Geely Auto Finance · KB Kookmin Card
07 / Contact
Tell us about your product catalogue, and we will show it in BX-PF.
Describe your product lines, the core and channels that read product data, and your market.